Somehow, I managed to arrange a meet up with some travel lovelies. From left, @MlleTravelista (those legs!), @EpsteinTravels @MelanieHillier (fingers crossed for Tues!) @belizeadventure @thetraveloution and moi at the super fabulous, Thompson Hotel Rooftop in Toronto.
Hello again. Miss me? Here’s the life update. April’s Resolution post is here. Continue reading
Champagne Taste and Beer Money (after debt payments).
RECAP: New Year’s Resolutions are here. January update is here. February update is here.
1. Debt Repayment
I’m continuing to track and I’m continuing to pay minimum payments. But this is NOT enough.
This month, I’ll be getting a big writing check and as much as I want to put it right towards a trip to Buenos Aires, I have to be responsible. This means I’ll be able to concentrate on this effort a bit more and not have to worry about splitting payments between credit cards. Phew!
That said, if I wanted everything paid off in a year, I would still have to put much more than half of each check towards the credit cards. And good ol’ VISA will not let me change my card so I can have a reduced interest rate until I prove myself to them for another 6 months (in this case it’s probably about 4-6). That said, focusing on the VISA solely will help concentrate efforts and reduce debt.
It means not going out and I know that’s where I’m spending my money. It’s not going to be paid off in a year. Not unless I find a job that pays me more or take on more freelance assignments at the risk of my sanity.
What’s helped: pre-cooking for the week for lunch so I’m not having a boring lunch or eating sodium induced microwave meals. i.e. I’ve cooked a big batch of pasta, brought pre-made pesto sauce and voila! I’ve got three lunches this week (I’m ok with eating the same thing for two or three days in a row one week). I got the pizza pops again and I think it’s a vice. They’re so good. I still have to do my taxes as well and I’m dreading it. Continue reading
Near. Afar. 